Even Monthly Payment Plan

When it’s time for you to receive your electric bill, do you wonder how much you’re going to owe? With SMECO’s Even Monthly Payment Plan (EMPP), you never have to wonder - it’s smooth sailing paying your electric bill! Why? Because with the EMPP you know in advance how much your monthly electric bill payment will be.

It’s easy to join the EMPP

Just make your request online or in writing. We’ve even provided an online enrollment form for your convenience.

The EMPP is very simple

Each month after your acceptance in the EMPP, we bill you in even monthly payments. Your settlement month is the one-year anniversary month of your enrollment in the program. If you have no outstanding balance, you would be automatically re-enrolled in the plan. If you have overpaid, the difference will remain on your account.

The good thing about the EMPP is that you may request enrollment at any time, provided that you meet the eligibility requirements and make your request in writing. You may also request that your EMPP be terminated at any time.

Just take a few minutes to familiarize yourself with the eligibility requirements and plan details as listed in this on this page. To apply for EMPP, please fill out the Even Monthly Payment Plan Enrollment Form.

Eligibility

The customer must be billed under SMECO’s residential rates.
The customer’s account must be paid in full at the time the EMPP payments begin.
The electric bills at the customer’s location must total $300 or more for the most recent 12 consecutive months.
In the absence of a 12-month history for the location, a customer may be accepted on the EMPP when a reasonable estimate can be made by SMECO.

Operation of the EMPP

Billings under the EMPP will begin the month following SMECO’s acceptance of the customer’s request..
Monthly payments will be based on the customer’s expected billings for a year.
Settlement month occurs after the 12th billing installment. The account is reviewed and if difference between what is billed and what has been paid exists, the customer’s budget will be adjusted and the new amount will show on the next bill. At this time, the number of installments is reset, regardless of whether the customer’s EMPP amount is changed.
You can request a review of your plan at any time.
Periodic reviews and adjustments may also be done.

Termination of the EMPP

A customer may request that the EMPP be terminated at any time. However, any credit balance will be applied to future bills.
The EMPP will be terminated when the customer requests disconnection of electric service.
The EMPP may be terminated if the customer fails to pay the full monthly EMPP amount by the “Amount Due After” date on the bill.
Upon termination of the EMPP, any debit balance will become due when the customer receives the next regularly scheduled monthly billing.

Enrolling in the EMPP

Here's how to sign up for the EMPP. If you have lived in your current residence for more than 12 months, fill out our Enrollment Form for usage history of more than one year.

If you have lived there for less than 12 months, please fill out the Enrollment Form for usage history of less than one year that includes questions about your energy usage, so we can better calculate your monthly payment.