Paying Electric Bills

SMECO offers numerous options for you to pay your bill.

Pay Automatically:

  • AutoPay Pay your SMECO bill automatically from your checking account or credit card. It’s easy to set up, and your bill gets paid on time every month

Pay Online:

  • Use SMECO’s Account Manager to view and pay your SMECO bill online. Pay with your checking account or your credit card (Visa, MasterCard, or Discover).
  • Make a quick and easy online payment when you click “Pay your bill.” You’ll need your account number and payment info, but no user name or password.
  • Use your smart phone. You can text us your payment if you set up a virtual wallet. Go to “Pay your bill” or log in to Account Manager, then store your payment info in your “wallet”.
  • Download our free SMECO 24/7 mobile app. The app stores your payment info and offers additional conveniences.
  • Our online payment sites require cookies. If you do not have cookies enabled in your browser, you can make a one-time payment on your SMECO account.
  • Accounts that have a past-due balance cannot be paid online. Speak to a SMECO Customer Care Center Representative to make a payment. We're open all day, every day, at 1-888-440-3311.
  • Do you pay your bill online? Third party sites may charge a fee. Customers who make an overpayment when using a third party site will not receive a refund from SMECO. To initiate a correction, the customer must contact the third party payment site.

If you’re paying online, w e encourage you to use SMECO’s website. It’s free, quick, and easy. Just click “Pay your bill.”

Pay by Phone:

  • Use a check, Visa, MasterCard, or Discover. You can also check your account balance and date of your last payment, free of charge. Direct Pay is available 24/7. Just call 1-866-528-7757.

Pay By Mail:

Mail bill payments to:

P.O. Box 62261
Baltimore, MD 21264-2261

Pay in Person


Pay your SMECO electric bill at any Walmart with an additional fee as low as 88 cents. Just take a copy of your bill to any Walmart MoneyCenter or Customer Service Desk. You can pay in cash or with a PIN debit card (no checks or credit cards).

Alternate Payment Plans:

  • A customer who is unable to pay for electric service in accordance with SMECO’s billing practices may, under certain circumstances, negotiate an alternate payment plan. The alternate payment plan will take into account the customer’s circumstances, financial condition, and payment history. Arrangements for alternate payment plans can be made in Account Manager, in person, or over the phone (1-888-440-3311). Payment arrangements must be made before the termination date.
  • The plan negotiated will be noted on the customer’s account record at SMECO. If the customer fails to meet the obligations agreed upon, SMECO may initiate turn-off procedures without further notice for a past-due balance.

Need Help Paying Your Past-Due Energy Bill?

Contact your local Office of Home Energy Programs (OHEP) to see if you qualify for assistance.

Southern Maryland Tri-County Community Action Committee, Inc.
(Calvert, Charles, and St. Mary’s counties)
8371 Leonardtown Road (Old Route 5), Hughesville

Prince George’s County Department of Social Services
805 Brightseat Road, Landover

This Energy Assistance card (PDF) lists the OHEP’s phone numbers, as well as the numbers of other agencies that offer assistance.

Patriot Connect

SMECO’s Patriot Connect program is designed to help veterans and active military personnel who may be having a difficult time transitioning back into the community.

SMECO Energy Rates

Helpful Tips

SMECO Spotlights